Opinions

In-depth analysis and bold opinions from elite experts and thought leaders in finance and technology.

E-Wallets vs Digital Banks in Iraq: Which Is Better?

Analysis

March 12, 2026

E-Wallets vs Digital Banks in Iraq: Which Is Better?

Iraq is experiencing rapid digital transformation in financial services. Two major components of this transformation are e-wallets and digital banks, which allow users to manage financial transactions through mobile devices and online platforms.

March 12, 2026Read Opinion
The Impact of Blockchain Technology on Iraqi Banks: Digital Transformation and Future Prospects

Analysis

March 1, 2026

The Impact of Blockchain Technology on Iraqi Banks: Digital Transformation and Future Prospects

Blockchain technology is reshaping the global financial industry. In Iraq, where the banking sector is undergoing digital transformation, blockchain presents significant opportunities to enhance transparency, efficiency, and security.

March 1, 2026Read Opinion
Why I Took a Month Off Social Media

Analysis

February 10, 2026

Why I Took a Month Off Social Media

Reconnecting with the real world has improved my mental health significantly.

February 10, 2026Read Opinion
The City of Tomorrow Must Be Car-Free

Analysis

February 10, 2026

The City of Tomorrow Must Be Car-Free

Prioritizing pedestrians and public transport is the only way to build livable cities.

February 10, 2026Read Opinion
Opinion: Why We Need to Rethink Standardized Testing

Analysis

February 10, 2026

Opinion: Why We Need to Rethink Standardized Testing

The current system measures memorization, not intelligence or creativity.

February 10, 2026Read Opinion
Beyond Crypto: How Blockchain Can Transform Iraqi Supply Chains

Analysis

February 10, 2026

Beyond Crypto: How Blockchain Can Transform Iraqi Supply Chains

Blockchain technology offers transparency and efficiency gains for the oil and trade sectors.

February 10, 2026Read Opinion
The Road to a Cashless Iraq: Challenges and Opportunities

Analysis

February 10, 2026

The Road to a Cashless Iraq: Challenges and Opportunities

Moving away from cash requires cultural shifts, not just technological ones.

February 10, 2026Read Opinion
Opinion: Why Iraq Needs Flexible Fintech Regulations

Analysis

February 10, 2026

Opinion: Why Iraq Needs Flexible Fintech Regulations

Strict regulations might stifle innovation in the burgeoning fintech sector.

February 10, 2026Read Opinion