Opinions
In-depth analysis and bold opinions from elite experts and thought leaders in finance and technology.

Analysis
March 12, 2026E-Wallets vs Digital Banks in Iraq: Which Is Better?
Iraq is experiencing rapid digital transformation in financial services. Two major components of this transformation are e-wallets and digital banks, which allow users to manage financial transactions through mobile devices and online platforms.

Analysis
March 1, 2026The Impact of Blockchain Technology on Iraqi Banks: Digital Transformation and Future Prospects
Blockchain technology is reshaping the global financial industry. In Iraq, where the banking sector is undergoing digital transformation, blockchain presents significant opportunities to enhance transparency, efficiency, and security.
Analysis
February 10, 2026Why I Took a Month Off Social Media
Reconnecting with the real world has improved my mental health significantly.
Analysis
February 10, 2026The City of Tomorrow Must Be Car-Free
Prioritizing pedestrians and public transport is the only way to build livable cities.
Analysis
February 10, 2026Opinion: Why We Need to Rethink Standardized Testing
The current system measures memorization, not intelligence or creativity.
Analysis
February 10, 2026Beyond Crypto: How Blockchain Can Transform Iraqi Supply Chains
Blockchain technology offers transparency and efficiency gains for the oil and trade sectors.
Analysis
February 10, 2026The Road to a Cashless Iraq: Challenges and Opportunities
Moving away from cash requires cultural shifts, not just technological ones.
Analysis
February 10, 2026Opinion: Why Iraq Needs Flexible Fintech Regulations
Strict regulations might stifle innovation in the burgeoning fintech sector.
