Qi Card’s Acquisition of Al-Qurtas Islamic Bank… The Beginning of a New Financial Era in Iraq
In a move widely regarded by industry experts as one of the most significant transformations in Iraq’s financial sector in recent years, reports of Qi Card acquiring Al-Qurtas Islamic Bank have emerged as a clear signal that Iraq is entering a new phase of integration between financial technology and the traditional banking sector.
Read Full AnalysisWhat Are the Most Used Wallets and Cards for Online Payments and Digital Advertising in Iraq?
With the rapid expansion of e-commerce and digital advertising in Iraq over recent years, digital wallets and payment cards have become essential tools for online payments and advertising activities, particularly across social media platforms, online stores, and digital services.
Despite the Expansion of Digital Payments, Some Taxi Drivers in Iraq Still Prefer Cash
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ZainCash Expands Further Into Applications and Digital Services in Iraq
Competition within Iraq’s fintech sector no longer appears limited to digital wallets or money transfer services alone. Instead, it is gradually expanding toward broader digital ecosystems connected to the daily applications and services citizens use regularly
Everyday Services Have Become the Real Driver of Fintech Growth in Iraq
A few years ago, discussions about financial technology in Iraq were mostly linked to banks, banking cards, and money transfers. Whenever someone heard the word “fintech,” they immediately imagined a financial application or a digital wallet. But recently, this perception has gradually started to change within the Iraqi market
Commerce Expands the Use of Digital Payments Within Iraq’s Public Distribution Agent System
Some sectors linked to commercial and rationing services in Iraq are witnessing a growing shift toward integrating electronic payment tools into daily operations. This reflects the expansion of financial technology into areas that traditionally depended almost entirely on cash transactions
Growing Use of Electronic Payments Within Educational Institutions in Iraq
Some educational institutions in Iraq have recently shown a growing shift toward adopting electronic payment systems in financial transactions, reflecting the gradual integration of financial technology into the education sector
Growing Adoption of Digital Payments in Delivery Apps in Iraq
Market indicators in Iraq show a noticeable increase in the use of digital payments within delivery applications in recent months. This gradual shift reflects a change in user behavior toward payment methods linked to everyday services
Global Expansion of Buy Now, Pay Later Reshapes Digital Spending Behavior
Buy Now, Pay Later (BNPL) services are experiencing rapid global expansion, with more financial and technology companies entering this space. This trend reflects a clear shift in how consumers spend and interact with digital payments, moving toward more flexible and accessible financial models
Growing Shift Toward Integrating Daily Services with Digital Payments During Financial Inclusion Activities in Iraq
As the Arab Financial Inclusion Week continues in Iraq, a clear trend has emerged toward linking everyday services with digital payments, aiming to move digital transformation from theory into real-life practice
Midway Through Arab Financial Inclusion Week: What Has Actually Been Achieved on the Ground in Iraq?
As Iraq reaches the midpoint of the Arab Financial Inclusion Week, attention is shifting from announcements and launches to evaluating what has actually been achieved on the ground. After several days of field activities and awareness programs, the key question is no longer “What will happen?” but rather: “What has truly changed?”
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Deep dives into the Iraqi financial ecosystem.
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May 17, 2026Are Iraqi Shop Owners Really Comfortable Using POS Devices?
Over the past few years, POS devices have become increasingly visible across Iraqi markets, restaurants, pharmacies, and retail stores, especially with the expansion of electronic payments and growing discussions about reducing dependence on cash
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Analysis
May 13, 2026Before July 2026… Is Iraq Really Ready for a Reduced-Cash Economy?
As July 2026 approaches, the issue of electronic payments has returned to the center of discussion in Iraq, particularly with growing conversations around government efforts to reduce dependence on cash and expand the use of digital payment systems across public institutions, markets, and everyday services
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Analysis
May 12, 2026Are Iraqi Banks Actually Transforming Into Digital Banks?
Over the past few years, Iraqi banks have started moving more visibly toward digital services after a long period in which the banking sector relied heavily on traditional procedures, paper-based processes, and in-branch services
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Analysis
May 11, 2026Iraq’s Digital App Race: Who Will Succeed in Building the Largest User Ecosystem?
Digital applications in Iraq are no longer satisfied with offering just a single service. The market is witnessing a clear shift toward what is globally known as “super apps” — platforms that aim to keep users a single ecosystem combining transportation, payments, shopping, and various daily services
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